Through our joint US and UK operations, we provide specialist services to Corporate clients and Surplus Lines brokers around the globe.
– Freight and Warehouse keepers’ Liability
– Cargo All Risks (for Goods owners and Logistics Providers o/b/o their customers)
– Marine Stock Throughput Policies
– Distressed/Vulnerable Property risks
– Hull risks
– P&I clubs
– Liabilities including Workers Compensation
– Commercial Premises and all package cover
– Cyber Liability
– Mergers & Acquisitions cover
– Directors & Officers Liability
– Professional Negligence
– Motor Fleet
– Healthcare Insurance
Being able to place risks ourselves in both the US domestic insurance market as well as into Lloyds of London and other UK insurance markets, gives us a tangible and credible edge over other independent insurance brokers. Quite simply, we are able to place coverage with insurance carriers that can make a real price and policy cover difference to your business. By having our teams on the ground in both the UK and US, we are able to negotitate personally with the carriers direct, rather than diluting coverage and claims issues by having to go through a wholesale broker as most independent brokers do.
As a division, we specialize in placing distressed and vulnerable business including wind storm, flood and earthquake. Our unique wordings provide your clients with broader coverage and lower deductibles at market leading premiums and commission levels. As a truly independent company, we give our international clients a personal and unrivalled service. We believe that wherever and whenever you need us, you should expect us to be there, at your side.
We don’t rely upon insurers standards forms, and many of our policy forms are bespoke to A&B and our clients, to ensure that you as a Surplus Lines broker, can offer your clients broader coverage at market leading prices. Lloyds of London has always led the way with innovative solutions as well as offering higher limits. Where limits are exceptionally high, we structure policies to include Excess layers, co-insurance arrangements or reinsurance protection.
Creating wordings that provide full indemnities on a first loss basis, improved basis of valuation and coverage for consequential expenses ensures that in the event of a loss, your clients receive a higher claims settlement. Extending the All Risks coverage to suit the clients industry and activities means that we can get claims paid where other markets can not. Of course, all of this is delivered at a competitive premium and by working with you we will structure policies to put you in a stronger position to win more Ocean Marine business.